Financing and Contracting

OSRAM Financing Services

Maintain liquidity: initially no required investments
Constant cost planning: fixed periodic payments, reliable and calculable costs
Energy savings enables investments without any impact on the cash flow
Capital funds and bank loans may not tied up by lighting project costs
That enables additional financial flexibility or adherence to the budget
No additional burdens caused by the new lighting system
Safe investment and innovation for the customer
Customized financing solution (extended payment terms, financing lease, operate lease,…)
Transparent TCO consideration of service life:
- Monthly savings from the very beginning
- High cost savings within the whole life cycle
- Low ongoing servicing costs after leasing period
Optional transfer of ownership at the end of the leasing period (operate lease)

Every business without direct payment is a type of financing. Delivery against standard payment terms is well known.

Further financing types are:

Level1: Extended payments terms

Level 2: Monthly payment

Level 3: Finance Lease

Level 4: Operate lease

High operating costs (energy / maintenance) of elder installations can easily be reduced by using new technology in luminaires and lighting management systems
Energy savings finance the new Lighting system completely
Positive Net Cash from the very beginning
Massive savings after the contract period
No capital expenditure
No investment in assets